Top 10 list of most affordable US beach towns for homebuyers in 2023 (2024)

From coast to coast, Realtor.com’s 2023 list of the most affordable beach towns in the U.S. features a range of small communities and big cities.

If you’ve ever dreamt of having your own beach home to escape the routine of everyday life, try looking in areas with just as much character and far less hype for your second home or vacation getaway.

Realtor.com, an online resource to search listings, compiled a list of towns in the United States where buyers can find the most affordable homes near the water — and no, wealthy enclaves like the Hamptons and Malibu didn’t make the cut.

“Perhaps you’ve been wondering whether you could retire by the beach. Or maybe it’s time to make that lifestyle change you’ve dreamed about,” wrote Realtor.com data journalist Evan Wyloge.

Realtor.com limited its list to just one beach town per state to "ensure geographical diversity." Only locations with at least 50 properties within a mile of the water in the past year were included, and oceanside homes were "favored," Wyloge said, but bayside locales were also included. Realtor.com aggregated federal listings of beaches and their locations and its own listing data for every home put on the market in the past year located within a one-mile radius of each beach. The most affordable beach towns were selected by price per square foot.

“No matter the reason, we’ve sifted through the dunes of data, and we’re happy to report that a beach home might be more attainable than you think — you just need to know where to look," Wyloge wrote. "Despite what you may have assumed, in some places, a home by the beach can cost about the same as an average U.S. home—or less."

Top 10 most affordable US beach towns

1. Gulfport, Mississippi

  • Median price within 1 mile of a beach: $224,900
  • Median price per square foot within 1 mile of a beach: $144
  • For $225,000, buyers can find a fully renovated condo within a five-minute walk to the beach.

2. Newport News, Virginia

  • Median price within 1 mile of a beach: $200,000
  • Median price per square foot within 1 mile of a beach: $150
  • Buyers looking for a deal can check out this three-bedroom, two-bathroom condo with a private beach on the market for $150,000.

3. New London, Connecticut

  • Median price within 1 mile of a beach: $257,000
  • Median price per square foot within 1 mile of a beach: $175
  • A condo right on the water just south of Green Harbor Beach in New Longdon, home to some of the best public beaches in the state, goes for about $170,000.

4. Grand Isle, Louisiana

  • Median price within 1 mile of a beach: $309,500
  • Median price per square foot within 1 mile of a beach: $190
  • Those looking for remote living on this tranquil, sparsely populated island can get a small classic beach house perched atop stilts for less than $250,000.

5. Corpus Christi, Texas

  • Median price within 1 mile of a beach: $289,948
  • Median price per square foot within 1 mile of a beach: $206
  • For around $270,000, beach lovers can get a decent-sized, three-bedroom home less than a mile from the bay of Corpus Christi — the largest city on Realtor.com’s list located on the Gulf of Mexico.

6. Atlantic City, New Jersey

  • Median price within 1 mile of a beach: $185,000
  • Median price per square foot within 1 mile of a beach: $213
  • Buyers can find a relatively small,three-bedroom homeclose to the beach for under $170,000.

7. Navarre, FL

  • Median price within 1 mile of a beach: $442,500
  • Median price per square foot within 1 mile of a beach: $240
  • Homebuyers looking in Navarre Beach can score a condo for around $450,000.

8.North Beach, Maryland

  • Median price within 1 mile of a beach: $384,495
  • Median price per square foot within 1 mile of a beach: $245
  • A relatively new condo on the boardwalk in North Beach, located about 30 miles east from Washington, D.C., goes for between $365,000 and $390,000 with views of the beach and the bay, according to Realtor.com.

9. Crescent City, California

  • Median price within 1 mile of a beach: $329,000
  • Median price per square foot within 1 mile of a beach: $248
  • A 100-year-old, four-bedroom home just a few blocks from Battery Point Beach in Crescent City, a colder coastal city about 20 miles south of the Oregon border is listed for a little under $300,000.

10. Shirley, New York

  • Median price within 1 mile of a beach: $414,990
  • Median price per square foot within 1 mile of a beach: $256
  • For about $350,000, you can get a modern looking, four-bedroom home in Shirley on Long Island.
Top 10 list of most affordable US beach towns for homebuyers in 2023 (2024)

FAQs

What is the most affordable beach town in the US? ›

Top 10 Most Affordable Beach Towns in 2024
  • Pascagoula, Miss. Median list price: $164,900.
  • Atlantic City, N.J. Median list price: $239,000.
  • Deerfield Beach, Fla. Median list price: $239,950.
  • Dennis Port, Mass. Median list price: $277,500.
  • Myrtle Beach, S.C. ...
  • Corpus Christi, Texas. ...
  • Sunset Beach, N.C. ...
  • Grand Isle, La.
Jun 4, 2024

What is the cheapest beach town to buy a house? ›

Following a few tweaks to the methodology, Mississippi's Gulf Shore still reigns supreme for affordability. However, this year, Pascagoula, MS, unseated Gulfport, MS, as the country's No. 1 beach town for home affordability.

What is the most affordable beach real estate in the US? ›

A new article on Realtor.com® reveals the most affordable beach towns in America for 2024. They've made a few adjustments to their methodology for this year's ranking. And while Miisissippi's Gulf Shore still takes the lead, Pascagoula, MS, now ranks at number one in place of last year's top beach town, Gulfport, MS.

Which coastal state is the cheapest to live in? ›

Cheapest Beach Towns to Live In
  • Hampton, Virginia.
  • Essex, Maryland.
  • Pensacola, Florida.
  • Daytona Beac, Florida.
  • Myrtle Beach, South Carolina.
  • Coos Bay, Oregon.
  • Eureka, California.
  • Port Angeles, Washington.
May 19, 2024

Where is the cheapest place to retire by the beach? ›

Q: Where is the cheapest place to retire near the beach? A: Out of every place on this list, Biloxi, Mississippi, is the most affordable beach town to retire, as it has the lowest home value and cost of living index.

Where is the least expensive tropical place to live? ›

Dominican Republic, Belize (the only English-speaking country in Central America), Costa Rica, and Panama are a few of the most affordable countries to live in and double up as top destinations to visit. The best option for you will depend on the type of lifestyle you intend to lead.

Where is the cheapest seaside town to live? ›

10 cheapest seaside locations
  • Peterlee, County Durham (£124,593)
  • Ashington, Northumberland (£132,660)
  • Bootle, Merseyside (£133,197)
  • Grimsby, Lincolnshire (£135,951)
  • Girvan, Ayrshire (£139,547)
  • Maryport, Cumbria (£140,437)
  • Workington, Cumbria (£141,765)
  • Hartlepool, County Durham (£146,674)
Aug 4, 2024

Where is the most affordable place to live on the Gulf Coast? ›

Biloxi, Mississippi

In March 2024, the median listing home price in Biloxi was just $306,600, placing it among the most affordable towns to retire on the Gulf Coast.

Is it a good idea to buy a beach house? ›

Buying a beach house can be a smart investment if you know what you are getting into and have the funds to pay for all of the accompanying costs, from insurance to property management to marketing and advertising.

Where is the cheapest oceanfront property in Florida? ›

Claiming the top spot as the most affordable beach town on the Gulf Coast, Panama City Beach boasts a median cost of just $485,000. This lively destination in the Florida Panhandle offers a vibrant entertainment scene, endless family-friendly activities, and a thriving nightlife.

Where can I buy the cheapest waterfront property? ›

Top 10 cheapest places in the U.S. to buy a beach house
  • Gulfport, Miss.
  • Newport News, Va.
  • New London, Conn.
  • Grand Isle, La.
  • Corpus Christi, Texas.
  • Atlantic City, N.J.
  • Navarre, Fla.
  • North Beach, Md.
May 27, 2023

What is the most affordable beach to live in NC? ›

In a recent report, Realtor.com revealed the 10 most affordable beach towns in America. Of all the tropical destinations across the country, only one in North Carolina made the list: Sunset Beach. The beach town, which is the southernmost island in North Carolina and located in Brunswick County, ranked 7th on the list.

What is the most affordable beach town to live in? ›

In rank order, the Most Affordable Beach Towns in America include:
  • Deerfield Beach, Fla. ...
  • Dennis Port, Mass. ...
  • Myrtle Beach, S.C. - Median List Price*: $299,500.
  • Corpus Christi, Texas - Median List Price*: $315,000.
  • Sunset Beach, N.C. - Median List Price*: $340,000.
  • Grand Isle, La. ...
  • Newport, Ore. ...
  • Ocean Shores, Wash.
May 24, 2024

Where is the best coastal town to live? ›

The Best Places to Live By the Beach in the U.S. in 2023-2024
  • Virginia Beach, Virginia.
  • Pensacola, Florida.
  • Tampa, Florida.
  • Myrtle Beach, South Carolina.
  • Jacksonville, Florida.
  • Melbourne, Florida.
  • Naples, Florida.
  • Sarasota, Florida.

What is the number 1 most affordable state to live in? ›

Mississippi: According to World Population Review, in 2023, Mississippi holds the title of the cheapest state to live in the United States. Its cost of living index is 85, and overall costs in the state are 17% lower than the national average.

Where is the least expensive place to live on the ocean? ›

Eureka, Arcata, and Vallejo are budget-friendly coastal towns in California with lower-than-average cost of living. Each town offers a blend of small-town charm, outdoor activities, and cultural attractions for residents to enjoy.

Where is the cheapest beach to vacation at? ›

If you are looking for a cost-effective trip, check out these destinations for the best budget beach vacations.
  • Gulf Shores, Alabama. ...
  • Huntington Beach, California. ...
  • Indiana Dunes National Park, Indiana. ...
  • Ocean City, Maryland. ...
  • South Padre Island, Texas. ...
  • Virginia Beach, Virginia. ...
  • Wrightsville Beach, North Carolina.

What city has the nicest beaches in the USA? ›

Other Famous Beaches of the USA
No.Beach NameLocation
1Coronado BeachSan Diego, California
2South BeachMiami Beach, Florida
3Myrtle BeachSouth Carolina
4Huntington BeachOrange County, California
6 more rows
Mar 19, 2024

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